Atria
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Your personal finance assistant on Telegram

Just talk.Atria takes care of the rest.

Tell Atria what you spent, earned or need to pay, by text, voice note or a photo of the receipt. It organizes everything, asks before saving and shows the full picture in your panel.

Create your free accountI already have an account
  • Asks before saving
  • Understands voice notes
  • Private by design

Money, sorted

Log it however is easiest for you

Send a message, a voice note or a photo. Atria turns it into a record and waits for your âś… before saving.

  • Text

    Write it the way you would say it. Atria picks the amount, category, date and account.

    “Got paid 3,200 today” · “Spent 42.90 on lunch”

  • Voice

    Driving or cooking? Send a voice note. Atria transcribes it in your language and carries on from there.

    🎙️ “Paid the electricity bill, 187 reais”

  • Photo

    Receipts, notas fiscais (NFC-e and NF-e) and boletos. Atria reads the merchant, amount, date and access key, and warns you about duplicates.

    📷 Grocery receipt → expense with the receipt attached

And a panel to see the whole picture

  • Ledger

    Every transaction in one place, with search, filters, editing and CSV or XLSX export.

  • Budgets

    A monthly limit per category, with a heads-up before you go over.

  • Cash flow

    Where your balance is heading, based on bills, card statements and recurring income and expenses.

  • Bills and reminders

    Boletos and Pix with due-date reminders, plus tasks and reminders you create by just asking.

Read-only

Connect your banks with Open Finance

The connection goes through Pluggy, an Open Finance data aggregator. You sign in to your bank inside Pluggy's widget, so Atria never sees your bank password.

  • We read accounts, balances and transactions to keep your ledger reconciled.
  • Atria cannot make payments or transfers.
  • Disconnect at any time: the connection is deleted at Pluggy and syncing stops.

How it works

Up and running in under a minute

  1. 1

    Create your account

    Just a name, email and password. No credit card.

  2. 2

    Connect Telegram

    Tap one button or scan a QR code, then press Start. That's it.

  3. 3

    Just talk

    Text or voice, in your own words. Atria handles the rest.

Everything, in one chat

A personal advisor that actually gets things done

No apps to learn, no forms to fill. Talk the way you'd talk to a friend who's great with details.

Groceries$86.40
Restaurants$42.90
Transport$18.00

Expenses without spreadsheets

“Paid 18 for the Uber” becomes a categorized expense. See where your money goes each month.

0:07

Voice notes welcome

Walking, driving, cooking? Send a voice note. Atria transcribes and takes it from there.

09:00Rent due

Reminders that understand you

“Remind me to pay rent on the 5th” just works, in your timezone, right on time.

Good morning! 3 things today

  • Send the invoice
  • Gym at 6 pm
  • Buy flowers for Ana

A gentle daily plan

Each morning, Atria sends what matters today: tasks, reminders and a nudge in the right direction.

Kitchen renovation

Tiles$2,480.00

Labor$3,600.00

Total$6,080.00

Cost sheets in seconds

Quoting a job or planning a trip? List items by chat and get totals with tax, ready to share.

Prefers oat milkVegetarian on weekdaysRuns on Saturdays

Learns your tastes

Atria picks up on your preferences over time, if you want it to, so suggestions feel like yours.

Save this expense?

✅ Save✖️ Cancel

Confirmation first, always

Nothing is saved until you tap âś…. You see what Atria knows, and you can delete anything.

Privacy and security

Your financial data, treated as a secret

Layered protection, from the database to the AI.

  • Per-user encryption

    Sensitive content is encrypted with a key that is yours alone. When you delete your account, that key is destroyed.

  • Isolated in the database

    Row-level security in Postgres makes every query see only your own data, on top of the checks in the application.

  • AI with zero data retention

    We only use AI providers that do not retain or train on your data, and we mask CPF, emails, accounts, cards and payment codes.

  • Photos without metadata

    Location and other metadata are removed from photos before they are stored or analyzed.

  • You stay in control

    Nothing is saved without your confirmation. Download all your data or delete your account whenever you want.

  • No ads, no selling

    We do not sell data or show ads. Our application logs do not contain message content or amounts.

Read the Privacy Policy

Where Atria lives

Meet Atria where you already chat

  • TelegramLive
  • WhatsAppComing soon
  • DiscordComing soon

FAQ

Questions, answered

Does Atria save things without asking?

No. By default Atria shows you what it understood and waits for your âś… before saving. You can turn on auto-save per type of action in Settings if you prefer speed.

Who can see my data?

Only you. Your dashboard session stays on the server and never reaches browser scripts. You can see and delete everything Atria remembers about you.

What does “learns your tastes” mean?

If learning is on, Atria notes useful preferences from your conversations, like favorite places or routines. It's optional, visible in the Memories page and easy to switch off.

Can I use voice messages?

Yes. Send a voice note on Telegram and Atria transcribes it, then handles it just like a text.

Which languages does Atria speak?

Portuguese, English and Spanish, and you can switch any time.

When are WhatsApp and Discord coming?

They're on the way. Telegram is live today, and your account will work with the others as soon as they launch.

Your calmer, more organized life starts with a “hi”.

Create your account and say hello to Atria on Telegram.

Create your free account
Atria · Your personal finance assistant on Telegram